Step One: Get Inpage
Click here to download Inpage (link taken from U-HOO!!! urdustan.com)

• once you have inpage make sure you type your text in a TEXT BOX.  
• after you have typed a poem or whatever, click on it to select it with the POINTER.  
• once its selected go to file-export page.  a new window will pop up.  
• click on BROWSE and choose where you wanna save the image. type in the name of the image and click save. it will take you back to the little window with the BROWSE button on it.  
• now look under EXPORT RANGE where it says how you want the image saved. since we have selected the text box we want the option that says SELECTED OBJECT. 
• click on ok and you image will be saved as a GIF file. 

alrighty now those who have never worked with photoshop before!
you have learned the tools from the above image but now i wanna talk a little about layers. 
an advantage of creating and working with layers is that you can move around the objects in different layers. you can also move around the text you type in a layer and a layer can easily be deleted if you don't like the way things came out. 
another thing i like about layers is sometimes you don't wanna change the look of the whole image. and mostly if you are working with lots of objects in one canvas its a lot easier to work in one layer on ONE object at a time. and again the emphasiz is that you can delete and move around the layers.

now then here is a screen shot of the layers palette. 

Step Three:
find an image you wanna layer on top of your urdu text image. 
**click here to go to Lycos Multimedia Search to find images.**

now  in photoshop open the urdu text image AND your other image you wanna layer on top of your urdu image.

NOTE: sometimes in photoshop you can't work with layers if you have a GIF exported from inpage. just SELECT the image with the selecter  and go to top menu edit and copy. then from top menu FILE click new and paste the urdu text image onto the new canvas. 

**click here- this image will help if you are confused here (image is HUGE so it will take a while to load, sorry!)**

STEP FOUR:

• now that you have both of your images open. and you have pasted the urdu text image in a new canvas. go to the bottom right of the layers palette and click on ADD NEW LAYER. then with the selecter  select the background image, copy it and paste it on top of your urdu image.  
• it is now covering your urdu image and you can't see the urdu text.  
• now make sure which image is ACTIVE. (refer to the top image to see the difference between ACTIVE and INACTIVE image) 
• now go to the layer options and choose the option MULTIPLY. you'll notice now the text  appears on top of your background image. but its hard to see the text because your background image is dark.  

................

• right next to the layer options you'll see the words OPACITY . click on the100% next to it and change the OPACITY from 100% to 60% or 50% depending on how dark your image is.